8 LPA In-Hand Salary (FY 2026-27)
A CTC of ₹8 lakh a year works out to about ₹60,067 a month in hand under the new tax regime, after PF, professional tax and income tax.
Monthly in-hand salary
₹60,067
New regime · ₹7,20,800 a year
- Old regime
- ₹56,023 a month
- Income tax (new)
- ₹0 a year
- Gross pay
- ₹63,467 a month
- Your PF
- ₹3,200 a month
Assumes basic pay of 40% of CTC, PF of 12% of basic from you and your employer inside the CTC, ₹2,400 a year of professional tax, no other income and no deductions beyond PF. For a salaried person under 60.
Breakdown for a year
| Per year | New regime | Old regime |
|---|---|---|
| CTC | ₹8,00,000 | ₹8,00,000 |
| Employer PF | −₹38,400 | −₹38,400 |
| Gross salary | ₹7,61,600 | ₹7,61,600 |
| Your PF | −₹38,400 | −₹38,400 |
| Professional tax | −₹2,400 | −₹2,400 |
| Taxable income | ₹6,86,600 | ₹6,70,800 |
| Income tax with cess | −₹0 | −₹48,526 |
| In hand a year | ₹7,20,800 | ₹6,72,274 |
| In hand a month | ₹60,067 | ₹56,023 |
A month's payslip at 8 LPA
New tax regime, with income tax (TDS) evenly distributed throughout the year.
| Gross pay | ₹63,467 |
|---|---|
| Your PF | −₹3,200 |
| Professional tax | −₹200 |
| Income tax (TDS) | −₹0 |
| Credited to your bank | ₹60,067 |
Professional tax is typically ₹200 per month (₹300 in one month in some states), and some states do not charge it at all.
How your salary structure makes a difference
The same ₹8 lakh CTC divided in different ways. See your offer letter to know which applies to you.
| Structure | Regime | In hand a month |
|---|---|---|
| Basic pay 40% of CTC, PF on full basic (the figures above) | New | ₹60,067 |
| Basic pay 50% of CTC | New | ₹58,467 |
| PF capped at ₹1,800 a month (₹15,000 wage ceiling) | New | ₹62,867 |
| Employer PF paid on top of the CTC | New | ₹63,267 |
| Gratuity (4.81% of basic) included in the CTC | New | ₹58,784 |
| No PF deducted | New | ₹66,467 |
| ₹1.5 lakh of 80C (PF included) and ₹25,000 of health insurance (80D) | Old | ₹58,391 |
Old or new tax regime?
Under the new regime, there is no income tax to pay at this salary, so you keep at least as much as under the old regime no matter your deductions.
In-hand salary near 8 LPA
Jobs paying around ₹63,500 a month
251 open jobs on IT & Tech Jobs advertise a pay range that reaches within 15% of this monthly gross pay.
- Operations Manager Durgapur · ₹60,000–90,000 a month
- Software Tester Mysuru · ₹50,000–90,000 a month
- UI/UX Designer Ahmedabad · ₹40,000–80,000 a month
- Software Developer Thane · ₹60,000–1 lakh a month
- Operations Executive Nellore · ₹40,000–70,000 a month
- Digital Marketing Coordinator Thane · ₹35,000–55,000 a month
Frequently Asked Questions
What is the in-hand salary for an 8 LPA package?
Around ₹60,067 per month (₹7,20,800 annually) under the new tax regime for FY 2026-27, with basic pay as 40% of CTC, both employee and employer contributing 12% of basic to PF within CTC, and ₹2,400 annually as professional tax. Under the old regime without additional deductions, it's ₹56,023 monthly.
How much income tax is payable on an 8 LPA salary?
₹0 per year under the new regime, as taxable income is ₹6,86,600 after the ₹75,000 standard deduction. No tax is owed because taxable income is within the ₹12 lakh Section 87A rebate limit. Under the old regime, it amounts to ₹48,526 before any deductions.
What is the monthly salary for an 8 LPA before any deductions?
Dividing the CTC by 12 gives ₹66,667. Your monthly gross pay is ₹63,467, as the employer's ₹3,200 monthly PF contribution is included in CTC but goes to your PF account instead of your salary.
Is the old or new tax regime better for an 8 LPA salary?
The new regime has no income tax on this salary, so you retain at least as much as with the old regime regardless of your deductions.
How much PF is taken from an 8 LPA salary?
₹3,200 monthly: 12% of a ₹26,667 basic monthly pay, matched by your employer. If the employer limits PF to the ₹15,000 wage ceiling, it's ₹1,800 per month, increasing your in-hand pay to about ₹62,867 monthly.
In-hand salary for other CTCs
2 LPA
2.5 LPA
3 LPA
3.5 LPA
4 LPA
4.5 LPA
5 LPA
5.5 LPA
6 LPA
6.5 LPA
7 LPA
7.5 LPA
8 LPA
8.5 LPA
9 LPA
9.5 LPA
10 LPA
10.5 LPA
11 LPA
11.5 LPA
12 LPA
12.5 LPA
12.75 LPA
13 LPA
14 LPA
15 LPA
16 LPA
17 LPA
18 LPA
19 LPA
20 LPA
21 LPA
22 LPA
23 LPA
24 LPA
25 LPA
26 LPA
27 LPA
28 LPA
30 LPA
32 LPA
35 LPA
40 LPA
45 LPA
50 LPA
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