Salary Hike Calculator: Find Your New CTC and In-Hand Salary
Input your CTC and hike percentage to find out your new CTC and how much more you'll get in your bank account each month, after PF and income tax. A 10% hike on a ₹6 lakh CTC takes it to ₹6.6 lakh and adds about ₹4,520 a month in hand under the new tax regime.
New CTC
Result
—
Enter your CTC to see the result.
| Before | After | |
|---|---|---|
| CTC a year | ||
| Income tax a year | ||
| In hand a month |
An estimate for FY 2026-27 for a salaried person under 60. Your payslip depends on how your employer splits the CTC and on your other income.
Hikes on a ₹6 lakh CTC (FY 2026-27)
Currently: ₹45,000 monthly in hand. Basic pay is 40% of CTC, PF at 12% of basic split between you and your employer (part of the CTC), ₹2,400 professional tax, new tax regime.
| Hike | New CTC | In hand a month | In-hand rise |
|---|---|---|---|
| 10% | ₹6.6 lakh | ₹49,520 | +₹4,520 (10%) |
| 15% | ₹6.9 lakh | ₹51,780 | +₹6,780 (15.1%) |
| 20% | ₹7.2 lakh | ₹54,040 | +₹9,040 (20.1%) |
| 30% | ₹7.8 lakh | ₹58,560 | +₹13,560 (30.1%) |
| 50% | ₹9 lakh | ₹67,600 | +₹22,600 (50.2%) |
How it's calculated
- The formula for hike % is: (new CTC − old CTC) ÷ old CTC × 100.
- New CTC = current CTC × (1 + hike ÷ 100). The monthly increase is the yearly increase ÷ 12.
- In-hand pay before and after uses our salary calculator steps: subtract the employer's PF from CTC, then your PF (12% of basic) and professional tax, then income tax.
- Income tax under the new regime for FY 2026-27: a ₹75,000 standard deduction, slab rates, no tax up to ₹12 lakh taxable income (Section 87A rebate, with marginal relief above it) and 4% cess. Budget 2026 retained FY 2025-26's slabs, rebate, and standard deduction.
When to Use the Salary Hike Calculator
Use the Salary Hike Calculator when you're considering a job offer or are about to discuss a raise. Before agreeing to a new position, see how the proposed CTC affects your take-home pay. This helps you understand the real impact on your monthly budget.
Also, before handing in your resignation, check the difference between your current and prospective salaries. By doing this, you can weigh if the move meets your financial goals. The tool complements your job search on IT & Tech Jobs by giving a clear picture of potential earnings.